Vista MARC: Credit risk management: development of credit evaluation and monitoring system for a financial company

Credit risk management: development of credit evaluation and monitoring system for a financial company

Fil: Otero Jimena. Universidad Nacional del Litoral. Facultad de Ciencias Económicas; Argentina.

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Detalles Bibliográficos
Autor Principal:	Otero, Jimena
Otros Autores:	Asrmbruster, Christian
Formato:	Tesis
Lenguaje:	English
Publicado:	2021
Materias:	Risk Management Credit Monitoring Assessment Control Reports Gestión de riesgo Crédito Monitoreo Evaluación Reportes
Acceso en línea:	https://hdl.handle.net/11185/5912

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spelling	oai:bibliotecavirtual.unl.edu.ar-handle:11185-59122022-03-21T17:32:44Z Credit risk management: development of credit evaluation and monitoring system for a financial company Gestión del Riesgo Crediticio: desarrollo de un sistema de evaluación y seguimiento crediticio para una empresa financiera Otero, Jimena Asrmbruster, Christian Esterellas, Julián Risk Management Credit Monitoring Assessment Control Reports Gestión de riesgo Crédito Monitoreo Evaluación Control Reportes Fil: Otero Jimena. Universidad Nacional del Litoral. Facultad de Ciencias Económicas; Argentina. Fil: Otero, Jimena. University of Applied Sciences Hochschule Kaiserslautern. Department of Business Administration; Alemania. El propósito de esta tesis consistió en crear un sistema dentro de una empresa financiera que permita evaluar nuevos préstamos, utilizando un Modelo de Calificación Crediticia, y realizar un seguimiento de todos los créditos, individualmente y en conjunto, a través de un Modelo de Monitoreo. A partir del estudio y uso de diferentes herramientas, ratios y parámetros se planteó el desarrollo un modelo de análisis y seguimiento para evaluar el riesgo crediticio de cada cliente actual o potencial, de manera que a traves de reportes emitidos se pueda obtener información financiera oportuna y relevante para facilitar la toma de decisiones. El proceso de análisis de riesgo crediticio comienza con la evaluación del préstamo solicitado y continua con el seguimiento de cada cliente, creando una base de datos y facilitando así la aplicación de controles que permitan mostrar señales de alerta de posibles irregularidades o cambios en determinados puntos clave de la estados financieros de cada prestatario. La finalidad fue crear un sistema más completo y eficiente, en comparación con el modelo que la empresa utilizaba actualmente, para gestionar de una mejor manera el riesgo crediticio. The purpose of this thesis was to create a system within a financial company that allows evaluating new loans, using a Credit Approval Model, and to follow-up loans, individually and together, through a Monitoring Model. Based on the study and use of different tools, ratios and parameters, the development of an approval and monitoring model was proposed to evaluate the credit risk of each current or potential client, so that through issued reports it is possible to obtain timely financial information and relevant to facilitate decision making. The credit risk analysis process begins with the evaluation of the requested loan and continues with the monitoring of each client, creating a database and thus facilitating the application of controls that allow showing warning signs of possible irregularities or changes in certain key points of the financial statements of each borrower. The aim was to create a more complete and efficient system, compared to the model that the company currently used, to better manage credit risk. 2021-08-30T15:18:15Z 2021-08-30T15:18:15Z 2021-02-16 si info:eu-repo/semantics/masterThesis info:ar-repo/semantics/tesis de maestría info:eu-repo/semantics/acceptedVersion Thesis https://hdl.handle.net/11185/5912 en Atribución-NoComercial-SinDerivadas 4.0 Internacional (CC BY-NC-ND 4.0) info:eu-repo/semantics/closedAccess http://creativecommons.org/licenses/by-nc-nd/4.0/deed.es application/pdf
institution	Universidad Nacional del Litoral
collection	Biblioteca de tesis
language	English
topic	Risk Management Credit Monitoring Assessment Control Reports Gestión de riesgo Crédito Monitoreo Evaluación Control Reportes
spellingShingle	Risk Management Credit Monitoring Assessment Control Reports Gestión de riesgo Crédito Monitoreo Evaluación Control Reportes Otero, Jimena Credit risk management: development of credit evaluation and monitoring system for a financial company
description	Fil: Otero Jimena. Universidad Nacional del Litoral. Facultad de Ciencias Económicas; Argentina.
author2	Asrmbruster, Christian
author_facet	Asrmbruster, Christian Otero, Jimena
format	Thesis
author	Otero, Jimena
author_sort	Otero, Jimena
title	Credit risk management: development of credit evaluation and monitoring system for a financial company
title_short	Credit risk management: development of credit evaluation and monitoring system for a financial company
title_full	Credit risk management: development of credit evaluation and monitoring system for a financial company
title_fullStr	Credit risk management: development of credit evaluation and monitoring system for a financial company
title_full_unstemmed	Credit risk management: development of credit evaluation and monitoring system for a financial company
title_sort	credit risk management: development of credit evaluation and monitoring system for a financial company
publishDate	2021
url	https://hdl.handle.net/11185/5912
_version_	1728548004367958016
score	11.8626

Credit risk management: development of credit evaluation and monitoring system for a financial company

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